How To Set Up Paypal Recurring Payment To A Friend

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Many companies have started using recurring billing because it enables them to automatically bill their clients on a set schedule, which could be weekly or monthly. While PayPal lets businesses set up recurring billing, some are curious if it can also be set up for a personal account. In this article, I’ll explore this and more.

If you want to make recurring payments to your friend, they need to set up a subscription for you. Your friend must have a PayPal business account, and they will incur a fee for each transaction. This option is more appropriate if you’re paying a significant amount of money to your friend.

It’s great to know that PayPal, the world’s largest and most popular payment gateway, has a recurring payment system. This makes it simple for you to set up subscription payments on your PayPal account and even link it to your website. Many businesses are taking advantage of the convenience that PayPal’s recurring payment system offers. With PayPal’s global reach, businesses can easily receive recurring payments from customers all around the world.

What is PayPal recurring payment?

PayPal recurring payment is a service that, as I mentioned before, enables you to automatically bill your customers. To access this feature on PayPal, you must have a business account. If you don’t have one, you can easily upgrade your current personal account. Monthly service providers will find PayPal recurring payment incredibly convenient, as manual billing can be time-consuming and inefficient.

A recurring payment is a type of billing where customers pay the same amount each month, known as a subscription model. It’s a common practice for businesses that offer monthly services, such as TV and internet providers, food delivery kits, gyms, and other consistent products or services. PayPal is not the only payment gateway that offers recurring payment, but its popularity and convenience make it stand out from the rest.

There are several advantages to using PayPal recurring payment: it creates a steady and consistent revenue stream, allows you to focus more on marketing since payments are automated, eliminates the need to actively receive and process payments, and with PayPal’s wide reach, you can receive payments from almost anywhere in the world. Plus, setting up a PayPal recurring payment is simple and can be done in under 15 minutes.

How Does PayPal Recurring Payments Work?

To set up recurring payments, you must have a PayPal business account. PayPal provides a step-by-step guide for businesses to set up recurring and subscription billing for their customers/website.

If you’re planning to send recurring payments to a friend, you may need to explore other options. PayPal’s recurring payment fees are higher compared to using a personal account, which is why it’s only available to businesses. To send payments to friends and family on PayPal, it’s better to use your personal account as transaction fees are typically low.

If you still want to set up a recurring payment to your friend, they must have a PayPal business account, set up a subscription for you, and bear the higher transaction fees.

How to set up PayPal recurring payments to a customer

To set up recurring payments for your customers as a business owner, follow these steps:

  1. Add a subscribe button to your website for customers to sign up for your services/products.
  2. The customer will be redirected to PayPal, where they’ll need to log in.
  3. The customer will see the subscription terms, and if they agree, they’ll click the “Agree and Subscribe” button.
  4. The customer will then be redirected back to your website.

If the customer doesn’t have a PayPal account, they can still subscribe without creating one if they reside in the US or Canada. Customers outside of these two countries will need to open a PayPal account to subscribe to your services/products.

How do I cancel a recurring payment, subscription, or automatic billing agreement I have with a merchant?

If you want to cancel a recurring payment through PayPal, follow these steps:

  1. Log in to your PayPal account via the app or website.
  2. Go to Settings, located at the top of the page.
  3. Click on Payments and then select “Manage pre-approved payments.”
  4. Find the option to “Cancel” or “Cancel automatic billing.”
  5. Follow the instructions to complete the cancellation process.

If you don’t have a PayPal account, you’ll need to reach out to the merchant directly to cancel the recurring payment agreement. If you’re unable to contact the merchant, you can call PayPal Customer Service as a guest by following these steps:

  1. Go to the PayPal website.
  2. Click Help, located at the top of the page.
  3. Select “Call customer support.”
  4. Choose “You can always Call us as a Guest.”

Please note that even after cancelling a recurring payment, subscription, or automatic billing agreement, you’ll still need to pay the merchant for any services or goods you’ve received. You must cancel the subscription by the day before the next scheduled payment to avoid being charged.


  • Tristan

    Tristan has a strong interest in the intersection of artificial intelligence and creative expression. He has a background in computer science, and he enjoys exploring the ways in which AI can enhance and augment human creativity. In his writing, he often delves into the ways in which AI is being used to generate original works of fiction and poetry, as well as to analyze and understand patterns in existing texts.