How do I Find my PayPal Credit Card Number?

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If you’ve lost or misplaced your credit card and need to retrieve the number you used on PayPal, don’t worry. Although PayPal only shows the last four digits of your credit card number on statements for security purposes, there are ways to access the full 16 digits.

To get your card number, you’ll need to speak to a PayPal agent. Once they have confirmed your identity, they will send you the credit card number.

PayPal places a high priority on security, which is why it’s considered one of the top payment platforms globally. Once you submit your credit card number on the platform, it’s encrypted and only the last four digits are visible. Below, I’ll explain how you can obtain your full card number.

Does PayPal give you a credit card number?

If you want to make online purchases but your bank doesn’t offer virtual cards, PayPal has a solution for you. With PayPal Key, you can generate unique credit card numbers for your internet transactions. PayPal Key is powered by Mastercard, which means your virtual card works anywhere Mastercard is accepted, including over the phone and some in-person digital wallet transactions.

Using a virtual card from PayPal has several benefits. First, your actual credit or debit card information is kept secure because a dummy credit card number, CVV, and expiration date are generated. Additionally, you don’t have to complete a credit application, and you can still earn credit card rewards with your virtual card.

How do I find my PayPal credit card number?

When you use the PayPal key service, a credit number will be generated for you. If you want to find the credit number of an existing card that has been added to your PayPal account, you’ll need to contact a PayPal agent. PayPal encrypts the credit card number for security purposes and only reveals the last four digits. To get the full credit card number, here are the steps to follow:

Method 1 

  1. Contact a PayPal agent to request your full credit card number.
  2. Provide the details of the card, such as the last four digits of the number, and any other information that might be needed.
  3. The agent will confirm your identity and provide you with the full credit card number.

Method 2

Step 1: Log in to your PayPal account and access your PayPal credit account.

Step 2: Look for the “Chat” option at the top of the page in the blue bar.

Step 3: A chat dialogue will appear, featuring PayPal’s virtual assistant named “Sydney”.

Step 4: To connect with a real agent, ignore all links in the chat and click “Agent”.

Step 5: You’ll then be connected with a PayPal agent. Inform the agent that you need your PayPal credit account number for bill bank payment.

Step 6: To verify your identity, a code will be sent via SMS to your phone number (Note: VOIP numbers cannot be used).

Step 7: After receiving the code, send it to the agent. Your credit card number will be provided once the agent confirms the correct code.

Step 8: Make sure to copy the credit card number as it will be deleted once you close the chat for security reasons.

Method 3

Another method to retrieve your credit card number is to merge the information from your PayPal statement and credit report. Your credit report shows the first 12 digits of your credit card number, while the last four are encrypted. Conversely, your PayPal statement displays the last four digits of your credit card number, while the first 12 are encrypted.

By combining the 12 digits from your credit report with the last four digits from your PayPal statement, you can obtain your complete credit card number.

Where can I find test credit card numbers?

Test credit numbers are utilized in the PayPal sandbox to validate authorization, capture, and credit transaction processes. The PayPal sandbox is a virtual testing environment that lets you simulate the live PayPal environment without actually affecting a live PayPal account. It operates as a protected environment where you can monitor and execute your app’s PayPal API requests.

In the PayPal sandbox, processes that occur on the live PayPal production servers will be replicated, but certain PayPal features, such as account closure, storing shipping preferences, and PayPal shop support, are not available as they do not pertain to the sandbox.

Note that PayPal’s test credit cards do not have a CVV (Card Verification Code), but you can use 123 for MasterCard, Discover, Visa, Diners Club, and 1234 for American Express as the CVV.

It’s possible for you to specify the expiration of your test card in the future. The following formats can be used: 

  • Paypal Payments Pro – Use mmyyyy as your format.
  • PayPal Payflow Peo – Use mmyy as your format.

If you need test credit card numbers, you can generate them using PayPal’s credit card generator. You have the option to generate test versions of MasterCard, Visa, Maestro, JCB credit cards, Discover, or American Express. Alternatively, you can also obtain test numbers within your PayPal sandbox account. Note that the generated test credit cards do not have a CVV code and you can use 123 for MasterCard, Discover, Visa, Diners Club or 1234 for American Express.


  • Tristan

    Tristan has a strong interest in the intersection of artificial intelligence and creative expression. He has a background in computer science, and he enjoys exploring the ways in which AI can enhance and augment human creativity. In his writing, he often delves into the ways in which AI is being used to generate original works of fiction and poetry, as well as to analyze and understand patterns in existing texts.