Can You Use PayPal for Onlyfans?

OnlyFans is a content subscription service that has grown in popularity since its establishment in 2016. As users have to pay to gain access to content by the content creators on the site, a lot of people are eager to know if PayPal could be used to subscribe to the website. In this article, I’ll be discussing whether you can use PayPal to subscribe to Onlyfans and payment methods that are acceptable on the platform. 

You cannot subscribe or withdraw money from Onlyfans through PayPal at the moment. PayPal has a policy that’s against sexually-oriented content through a digital medium. And there are many content creators on Onlyfans that produce sexually oriented content. 

PayPal is easily the most popular payment platform in the world. PayPal makes sending and receiving money very easy. And it’s no wonder many people first think about PayPal when considering a medium to subscribe to nOnlyfans or withdraw earnings in case of content creators. 

I’ll be talking in full about why you can’t use PayPal for Onlyfans below. Then we’ll explore the payment methods you can use to pay or to withdraw from Onlyfans. 

Can you use PayPal for Onlyfans?

There are two aspects to wanting to use PayPal for Onlyfans. The first is for subscribers who want to pay to gain access to content on the platform. And the second applies to the content creators that want to withdraw their earnings from the website. Unfortunately, you can’t use PayPal for any of this due to their policy below:

We permit U.S.-only transactions for certain sexually oriented physical goods that are physically delivered to the customer. Videos, DVDs, and magazines are examples of physical goods. (We don’t allow transactions for such goods outside the U.S.)

We don’t permit PayPal account holders to buy or sell:

Sexually oriented digital goods or content delivered through a digital medium. Downloadable pictures or videos and website subscriptions are examples of digital goods.

Sexually oriented goods or services that involve, or appear to involve minors.

Services whose purpose is to facilitate meetings for sexually oriented activities.


While there are different types of content on Onlyfans, there is no denying that there is a lot of adult content on the website. PayPal doesn’t know whether you’ll be subscribing to adult content or not. So it’s better for them to not just support payment to or from the website. The truth is that this is a bit frustrating for many people as it’d have been a lot more convenient to be able to pay through PayPal but it is what it is.

How do you pay on OnlyFans?

This is the burning question, right? Since you can’t use PayPal for Onlyfans, how do you then pay for Onlyfans? You can pay on Onlyfans using Visa, Maestro, MasterCard, and Discover credit or debit cards. Your subscription to Onlyfans will be confirmed via a temporary verification code or SMS that’ll be sent to you. Currently, you can’t use prepaid cards, gift cards, wallet money, debit cards, and other payment methods. This may change in the future and I’ll be sure to update this article if that happens. 

There have also been reports of people successfully using virtual cards from Getsby or Privacy com to subscribe to the website. This method will allow you to subscribe without using your credit card. This will not associate your credit card with Onlyfans as some people want for privacy or confidentiality reasons. 

How do you get paid on OnlyFans?

This is the part that concerns content creators or potential content creators on Onlyfans. People make money on Onlyfans ranging from a few hundreds of dollars to hundreds of thousands of dollars. Bank transfers are one of the ways by which you can withdraw or get paid by Onlyfans.

Onlyfans have recently implemented quicker bank transfers as well as eWallet payment methods and international transfers. There are now different payment methods for Onlyfans creators to choose from when they navigate to the banking section of their Onlyfans account. 

You may also be pleased to hear that Onlyfans are introducing Direct Transfer (OCT) to their creators in multiple countries across the world. The result of this is a reduction of the minimum withdrawal limit to as low as $20. Direct Transfer (OCT) Payments makes use of the push payment capabilities of VISA Direct and payments are processed by Securion Pay. The Securion Pay is a PCI Level 1 compliant company. Overall, direct bank transfers are way faster than conventional bank wires.  

So as a content creator on Onlyfans, getting paid can be as easy as providing your bank info so your money can be routed directly to your bank account. The processing time is usually less than 24 hours. Many people like that the transaction details when you receive money from Onlyfans list the sender as some anonymous company name and that’s what will be appearing in your statement.

I guess the reason for this is to protect you when you have your taxes done at tax time. Since the money you are receiving from Onlyfans is classified as income, the platform will give you a 1099 tax to enter on your 1040 much like a W-2. 

Is it safe to use a credit card on Onlyfans?

You are right to be worried about Onlyfans security. I’m also very careful about where I enter my credit card details as I’ve no interest in being a victim of fraud. I’m glad to tell you that Onlyfans security is very good and you can use your credit card on the website with your mind at rest.

Your subscription to Onlyfans will appear in your bank statement as just ‘Onlyfans’. The platform uses a third-party payment provider and as such doesn’t have access to your credit card details since they don’t store them. 

If you are still a bit paranoid (which I totally understand), you can try using a virtual credit card to subscribe. 

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