Apple has been tapping into its consumer-oriented services and developing ways to improve these services to better help consumers use them to achieve their goals. Apple Pay has been well developed so users can perform contactless transactions and also send money to recipients but Apple didn’t stop there as the company also wants users to be able to send their loved ones gift vouchers via the iTunes gift card. For some users, it’s quite hard to distinguish between these two and for those who can, they wonder if they can transfer their Apple ID balance to Apple Pay.
Unfortunately, users cannot transfer their Apple ID balance to their Apple Pay because the Apple ID balance can only be used to purchase apps from AppStore and iTunes and cannot be converted into physical cash. However, the Apple Pay balance is cash deposited into the account for transactions.
In this piece, I’ll discuss the possibilities of transferring your Apple ID balance to your Apple Pay account and if it’s possible, we discuss how to successfully do it. I’ll also discuss other ways to use your Apple ID balance.
Can You Transfer Your Apple ID Balance To Apple Pay?
As of the present, it’s impossible to transfer your Apple ID balance to your Apple Pay account. This is because Apple doesn’t have a feature for users to transfer their Apple ID balance to their Apple Pay account.
Hence, if you have some money in your Apple ID balance and you’re looking to transfer the balance from your Apple ID account to your Apple pay account to be able to use the balance for purchases or to transfer the money to a recipient account, I’m sorry to inform you that Apple doesn’t have a feature to let you do so.
When money is added to your Apple ID balance, the balance is supposed to be used to purchase Apple software purchases like paid apps on the AppStore, books, music, movies, on the iTunes Store, in-game purchases, and so on.
The money cannot be converted to cash for other cash-related uses like transferring funds to different accounts, making purchases online or in-store, or withdrawing the cash for personal use. This is where the deposit feature in Apple Pay comes in so you’ll be able to deposit cash into your Apple Pay account so you can make your purchases and perform your transactions on the go.
Apple Pay is a digital wallet where users can add money, add their credit or debit cards, or request an Apple Pay card for transaction purposes. With Apple Pay, users can easily perform transactions more conveniently and securely without being afraid of losing their cards because Apple Pay provides them a safe and more secure wallet to store their card details for future use.
Apple Pay is one of the features of Apple Wallet as the wallet itself is what enables users to have a supposed “mobile bank” on their phone.
If you ever get the iTunes Store card, or you probably got it for a friend or loved ones, the card’s balance can only be redeemed to your Apple ID balance and once this is done, you won’t be able to transfer the funds to your Apple Pay account for other use like purchasing at the grocery store or performing online transactions. However, whenever you deposit into your Apple Pay account, you can use it for cash transactions and purchases.
How To Transfer Apple ID Balance To Apple Pay
Unfortunately, there is no direct way to transfer your Apple ID balance to your Apple Pay account. If you’re looking to make deposits to your Apple Pay account, you can only add your debit and credit card, or even use a prepaid card in your Apple wallet.
However, there are no options that allow you to transfer your Apple ID balance to your Apple Pay account. The Apple ID balance and Apple Pay were created to serve two different purposes hence why their account balances cannot be transferred to each other.
The Apple ID balance holds the money you deposit for purchases attached to your Apple ID. These purchases may include iTunes purchases, App Store purchases, in-game or in-app purchases, music, movies, videos, etc, however, the money in your balance cannot be converted into cash or withdrawable funds. You cannot also use the money in the balance for online transactions like sending the money to a family or friend for extra cash purposes.
Your Apple ID balance was created so you can deposit some cash in it to make Apple software purchases and no other purchases. In fact, if you don’t have anything to use it for, the fund remains in your balance because you cannot transfer your Apple ID balance to another Apple ID balance. However, you can share your iTunes card with your family and friends which is redeemable into their Apple ID balance if you ever want to share Apple ID funds with your family or friends.
The purchases you make with your Apple ID balance can also be made with your credit and debit card, iTunes card, and even your Apple Pay. But you cannot pay for all purchases made with Apple Pay, using your Apple ID balance because both are two different services aimed at performing two different but similar functions.
Users usually assume that transferring from an Apple ID balance to an Apple Pay account requires a transfer fee for the process to be possible and go on to wonder if there’s a transfer fee involved and how much it is. But since it’s impossible to transfer your Apple ID balance to your Apple Pay account, there are no transfer fees you’ll need to pay.
If you want to transfer money to your Apple Pay, you can transfer money via a debit card, a credit card, or a prepaid card without paying any transfer fee. I must reemphasize that you can only use your Apple ID balance to pay for subscriptions and products but you cannot transfer your Apple ID balance to your Apple Pay account.
How To Use Apple ID Balance?
Although this is very new to most Apple users as they barely know how to use the funds in their Apple ID balance, there are various ways you can use your Apple ID balance for purchases on your Apple devices. The following are ways that you can use your Apple ID balance:
- To pay for any related Apple subscriptions such as iCloud or iCloud+ and Apple Music.
- You can also use the balance on your AppStore to buy app subscriptions.
- You can purchase games and applications on the AppStore with your Apple ID balance.
- Whenever you use any application or game that requires in-app purchases or in-game purchases, you can make your purchases via your Apple ID balance.
- You can also purchase ebooks, music, and movies on the iTunes Store using your Apple ID balance.
- You can purchase any other products available on the AppStore or iTunes Store with your Apple ID balance.
It’s important to note that not every country is allowed to make purchases via the Apple ID balance. Depending on your country, you may not be allowed to make a purchase on the AppStore via your Apple ID balance.